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Money

Virtual card

In Turkish: Sanal kart

A card number that exists only online, often with its own low limit, so a leak cannot reach your main account.

Many banks let you create a virtual card in their app. You top it up with the amount you need, use it at one shop and, if that shop is breached or turns out to be a fake, there is little to lose.

A virtual card is also a good way to try a free trial, because a low or empty balance stops surprise renewals. Which options exist, and their names, depend on your bank.

What to do

  1. Use a virtual card, or a card with a low limit, for new or unfamiliar shops.
  2. Load only what the purchase needs.
  3. Use one for free trials so renewals fail by themselves.

Learn it in the Academy

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