Money
Saved card (card on file)
In Turkish: Kayıtlı kart
Card details a shop, app or browser remembers for one-tap payments. Handy, but a breach or a hijacked account can expose them.
A saved card works until the shop is breached or someone takes over your account there. Subscriptions you forgot about also keep charging a saved card quietly.
You do not have to give up the convenience: keep saved cards only on a few trusted services, protect those accounts with two-step verification and clear out the rest.
What to do
- Delete saved cards from shops you no longer use.
- Protect accounts that hold a saved card with two-step verification.
- Go through your recurring payments and cancel what you do not use.