Money
Mobile wallet
In Turkish: Mobil cüzdan
An app that keeps a digital version of your card on your phone and pays with it, without showing your real card number.
A wallet stores a substitute number, called a token, instead of your real card number. A shop that is breached does not learn your real number, and each payment must be approved with your face, finger or code.
This ties your payment security to your phone: its screen lock, its updates and its sign-in. A phone with a weak PIN or a stranger's fingerprint added to it undoes the protection.
What to do
- Use a PIN of at least 6 digits and update the phone regularly.
- Check the fingerprints and faces registered on your phone and remove any you do not know.
- If the phone is lost, lock or erase it remotely and tell your bank.