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One-time code (OTP)

In Turkish: Tek kullanımlık kod (OTP)

A short code sent or generated for one login or payment. Nobody who works for a real service will ever ask you to read it out.

Banks, shops and apps send these codes by SMS or show them in an app to confirm that it is really you. The code is only useful to whoever is trying to sign in or pay at that moment.

That is exactly why scammers want it. A caller who says they are from your bank, a courier or the police and asks you to read out the code you just received is trying to log in as you. A caller telling you to move money to a "safe account" is the same trick.

What to do

  1. Never read a code out to anyone, whatever reason they give.
  2. Hang up and call the bank on the number printed on your card.
  3. Read the SMS text: it usually says what the code is approving.

Learn it in the Academy

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